Personal Credit Repair
Let's discuss your credit reports, negative items, and what needs to happen next.
Book Credit Consultation ↗
Misty Rose Schroeder ♡
@justmistyrose
Hey, I'm Misty! ♡
Your favorite credit repair specialist, single mom, and owner of All Roads Lead to Credit™.
My life got flipped upside down at 38 when I found out I was pregnant. Now I'm rebuilding my life, raising my daughter Zaniyah, and running my company from home.
Somewhere between motherhood, entrepreneurship, and figuring life out, I've been building a life and brand that feel like me.
So around here, you're getting a little credit education, a little mom life, and a whole lot of me!
Everything is better in pink! ♡
ALL ROADS LEAD TO CREDIT™
Let's Work on Your Credit ♡
Credit Repair Programs
Programs starting at $99/month
Collections, charge-offs, late payments, inaccurate reporting, and more. Explore my credit repair programs and find the pathway that aligns with your goals.
Explore Credit Repair Programs ↗
LET'S BUILD YOUR STRATEGY
Book a Consultation ♡
Business Credit & Funding
Let's discuss your business, funding goals, credit readiness, and financing options.
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MY FREE COMMUNITY
Join Strategize With Misty ♡
Credit education, business funding, building stronger credit profiles, financial strategies, and real conversations about getting ahead.
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LEARN WITH MISTY
DIY Credit Education ♡
DIY Third-Party Debt Collector Method ↗Brands, Work With Me or Zaniyah ♡
Mom life, toddler lifestyle, beauty, fashion, everyday favorites, UGC, sponsored content, and brand partnerships. Let's create something that feels real and connects with my audience.
Let's Collaborate ↗
♡ FREE INTERACTIVE CREDIT TOOL
How Strong Is Your Credit Profile?
Having a good credit score doesn't automatically mean you have a strong credit profile. Let's take a closer look at what you're working with, what's helping, and what needs improvement.
Let's Look at Your Credit ♡
Grab your credit reports and enter the information below. I'll help you understand the different pieces that make up your credit profile.
Not Sure What to Enter? ♡
Don't guess your way through your credit profile! Start by pulling your credit reports so you can see exactly what's reporting. Still not sure what you're looking at? Book a consultation with me.
YOUR CREDIT PROFILE BREAKDOWN
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Revolving utilization
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Open credit accounts
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Average account age
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Credit account mix
Here's What I'd Focus On Next ♡
♡ A Note About Misty's Method
Let's Work on Your Credit Together ↗
This is Misty's educational method for helping you understand where your credit profile stands and what areas deserve your attention. I look beyond just the three-digit score because your credit limits, account history, credit mix, payment history, and negative reporting all tell part of the story.
This assessment is based on the information you enter and is designed to help you identify your next steps. It is not an official FICO score calculation, a lender's underwriting decision, or a guarantee of approval, deletion, or funding.
REAL CLIENT EXPERIENCES
The Reviews ♡
Jasmine R.
★★★★★
“$35,932 REMOVED!”
I knew my credit needed work but I honestly did not realize how much could change once we started addressing everything. Seeing over $35K worth of debt removed was crazy.
Credit Results
Andre H.
★★★★★
“MY SHELF CORP WAS DELIVERED.”
I was nervous because I had never purchased anything like this. The process was explained, the ownership transfer was completed and I received everything I needed.
Shelf Corporation
Danielle C.
★★★★★
“WE GOT APPROVED FOR OUR HOME!”
Buying a home was the whole reason I started. I finally had a plan instead of randomly trying things. Getting that approval made everything worth it.
Main Street
Nicole B.
★★★★★
“$18K WITH WELLS FARGO.”
I needed more working capital and did not want to keep applying everywhere without a strategy. I followed the plan and was approved for $18,000.
Business Funding
Ashley M.
★★★★★
“MY BANKRUPTCY IS GONE.”
The bankruptcy was the biggest thing holding my credit back. When I saw it was finally deleted I had to check my report more than once because I could not believe it.
Private Drive
Marcus D.
★★★★★
“$55K WITH CHASE.”
I came in wanting business funding but did not know what order I needed to do anything in. We worked the strategy and I ended up with $55,000 through Chase.
Business Funding
Brittany T.
★★★★★
“SHE DOESN'T GATEKEEP.”
Misty really teaches you. She gave me an actual plan and explained why I needed to do certain things instead of just telling me what to do.
Client ExperienceSwipe to read more reviews. Individual results vary.
CLIENT WINS
Real Results ♡
Results reflect individual client experiences and do not guarantee similar outcomes.
Follow Along ♡
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